2026 Rankings

Best Finance Research APIs for AI Agents in 2026

Open source AI research agent for halal finance shipped to GitHub. Five APIs ranked for finance research agents needing fundamentals plus narrative.

An r/HalalInvestor post launched Yassir v0.1.0, an open-source AI research agent for Shariah-compliant investing. The stack used HalalTerminal for fundamentals and Brave/Tavily/Exa/Perplexity for web fallback. Builders shipping similar agents need both surfaces. Five APIs ranked.

Top Pick

Scavio replaces the four web-search vendors (Brave + Tavily + Exa + Perplexity) with one API at lower per-query cost, leaving fundamentals to a specialist API like Polygon.io or HalalTerminal.

Full Ranking

#1Our Pick

Scavio (web + Reddit + YouTube)

$30/mo for 7,000 credits

Web + community + video research

Pros
  • Replaces 4 vendors
  • Multi-surface
Cons
  • Not a fundamentals API
#2

Polygon.io

Free (delayed) / $29/mo Starter / $79/mo Developer

Fundamentals + market data

Pros
  • Free tier exists
  • Strong fundamentals
Cons
  • No narrative surface
#3

HalalTerminal API

Vendor-quoted

Shariah screening

Pros
  • Shariah-tagged data
Cons
  • Niche
#4

Tavily / Brave / Exa stack

Combined ~$50-100/mo

Multi-vendor web fallback

Pros
  • Diverse retrieval
Cons
  • 3-4 vendor relationships
#5

SEC EDGAR (free)

Free

10-K / 10-Q filings

Pros
  • Free
  • Authoritative
Cons
  • Filings only

Side-by-Side Comparison

CriteriaScavioRunner-up3rd Place
Per-query cost (web)$0.0043$0.008+$0.005-$0.015
Fundamentals dataNoYesLimited
Reddit ticker sentimentYesNoNo
YouTube earnings recapsYesNoNo
Best forWeb + narrativeNumbersShariah-niche

Why Scavio Wins

  • The Yassir-style stack runs three or four web-search vendors as a fallback chain. Scavio replaces that chain with one credit pool — same redundancy through Reddit and YouTube fallbacks instead of through multiple vendors. Fewer credentials, predictable cost.
  • Shariah-specific or compliance-specific filters (no riba, no gharar) live in the agent prompt or the LLM's reasoning step, not in the search vendor. A general-purpose multi-platform search API beats a niche search vendor for the discovery layer.
  • Pair with Polygon.io free tier for the fundamentals layer and the total stack runs about $30/mo plus LLM token cost. Honest constraint: Polygon's free tier is delayed and limited to 1 year of history; serious agents upgrade to $29-79/mo.
  • Reddit endpoint matters for retail-driven narratives. r/wallstreetbets, r/stocks, r/halalinvesting threads surface sentiment shifts before mainstream coverage. The Yassir agent could add a 'community sentiment' step at no incremental vendor cost.
  • MCP server lets the Yassir-shaped agent run inside Claude Desktop. The user asks a research question; Claude calls Scavio for web/Reddit/YouTube, calls Polygon for fundamentals, returns sourced answer. No custom CLI required.

Frequently Asked Questions

Scavio is our top pick. Scavio replaces the four web-search vendors (Brave + Tavily + Exa + Perplexity) with one API at lower per-query cost, leaving fundamentals to a specialist API like Polygon.io or HalalTerminal.

We ranked on platform coverage, pricing, developer experience, data freshness, structured response quality, and native framework integrations (LangChain, CrewAI, MCP). Each tool was evaluated against the same criteria.

Yes. Scavio offers 500 free credits per month with no credit card required. Several other tools on this list also have free tiers, noted in the rankings.

Yes, some teams combine tools for specific edge cases. But most teams consolidate on one provider to reduce integration complexity and API key sprawl. Scavio's unified platform is designed to replace multi-tool stacks.

Best Finance Research APIs for AI Agents in 2026

Scavio replaces the four web-search vendors (Brave + Tavily + Exa + Perplexity) with one API at lower per-query cost, leaving fundamentals to a specialist API like Polygon.io or HalalTerminal.